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Buying in bulk can help you save money in the long run

Kevin Gallegos Vice President of Phoenix Operations Freedom Financial Network
Buying in bulk can help you save money in the long run

Most people know that buying in bulk can mean big savings. It also can mean big purchases, overstepping the budget, and wasting money (and product). Follow these dos and don’ts to make sure your forays into the world of bulk buying are smart ones.


Do team up to split large purchases

Join friends, neighbors, or family members to split large purchases. All told, you pay for and acquire far less packaging, and save in the process. If you team up for large purchases with your friends, you also won’t waste the product you buy.

Do pay in cash

Take with you only the amount you can spend according to your budget. Leave the checkbook at home. If your club takes a credit card you have, leave the card at home, too. You won’t overspend.

Do shop from a budget

Learn to create and use a simple budget that includes categories for basic areas of spending. Before you shop, determine what your monthly allocation is for your categories, make a list, and then go shopping. With bulk buying, realize that you might spend two months’ worth of budget for some items. Just make sure to allocate appropriately in your budget so you don’t overspend next month.

Do visit local farms, orchards and farmers’ markets

Farmers and ranchers often can offer excellent prices and savings on large quantities. If you don’t need perfect-looking fruit (maybe it’s for baking, cooking, canning or just eating), ask about “B” fruit, “seconds” or bruised boxes. These items will not be sub-par in taste or vitamins. They will taste just as good and can be up to half off.

Do check out specialty retail stores

Whether liquor, fabric, pet or other, today, many specialty retail stores have bulk/volume pricing available. Look for specialty stores in your area to help you find the best deals in your area.


Do not overlook warehouse clubs if you are single or part of a couple

Many things don't come in large quantities and don’t perish easily, and there are many "individual" items, ranging from gift items to books to automobile tires. Or team up with friends, neighbors, or family members to split large purchases. (See No. 1 “do” item.)

Do not purchase items you use infrequently in bulk

While you might come across a great deal on pet shampoo or an annual plant fertilizer, you'll tie up money that could probably be better used elsewhere (paying down credit card debt or putting into savings).

Do not restrict warehouse club shopping to groceries

They offer some of the best gas prices around. Long-distance phone cards are great deals for those without unlimited cell phone minutes or who call internationally. And many clubs now have full bakeries where members can order special-occasion cakes (standard or custom) for birthdays, office parties, or even weddings.

Do not be shy

Ask about a bulk discount. Often, retailers of any type will be able to provide bulk pricing upon request for certain items. If you’re looking to purchase 10 dozen roses vs. 1 dozen at a florist, or 30 poinsettia plants vs. 2-3, ask about a discount.

Do not forget about your local grocery store

You may find that you need a large container or amount of just a couple of items. Many grocery stores now have certain items available in large/bulk sizes. Some stock them with the regular-sized items, and others have designated sections and/or shelves for the larger sizes.

Jumping cartoon

Bulk buying can mean significant savings and a real boost to your budget – but only if you think before you buy. Carefully consider what you need and what you will actually use, and then determine where best to buy those items. You’ll be on the road to spending smartly.

More expert advice about Budgeting

Photo Credits: Baloncici/; Check Man, Cross Man and Jump Man © ioannis kounadeas -

Kevin Gallegos Vice President of Phoenix Operations

Kevin has worked with Freedom Financial Network since 2005. Before that time, he held the position of enrollment sales supervisor for Nationwide Financial Solutions in Tempe, Ariz. Kevin also has worked as a business analyst and customer service...

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