Does Walmart Take PayPal in 2024? The Complete Guide

With over 300 million users worldwide, PayPal has become one of the most popular online payment methods, providing a quick and secure way to pay for purchases without inputting card details. And with Walmart being the largest retailer in the United States, it‘s no surprise many consumers wonder if they can use PayPal there.

In this comprehensive guide, we‘ll cover everything you need to know about using PayPal for purchases at Walmart, both online and in stores.

Key Statistics on PayPal‘s Market Share

  • As of 2022, PayPal accounted for 41% of global digital wallet transactions, ahead of Apple Pay, Amazon Pay and Google Pay.

  • PayPal has over 30 million merchants globally accepting their platform.

  • Total Payment Volume through PayPal reached $1.25 trillion in 2021, reflecting the scale of payments processed.

  • PayPal has a base of 403 million active user accounts as of Q3 2022, making it the largest digital payments provider.

Can I Use PayPal at Walmart In-Store?

Yes, you can use PayPal for purchases at Walmart stores across the United States. To pay with PayPal in-store, you‘ll need a PayPal debit card, credit card or prepaid card. Here are the main types of PayPal cards available:

  • PayPal Cash Card – Functions like a prepaid debit card, can be used anywhere that accepts Mastercard. You can withdraw cash from ATMs with no monthly fees.

  • PayPal Cashback Mastercard – Earn up to 3% cashback on purchases with this credit card. Also comes with extended warranty protection and ID theft coverage.

  • PayPal Business Debit Mastercard – Designed for businesses, comes with higher limits, employee cards and business reporting.

These PayPal cards function just like any other Visa or Mastercard, allowing you to swipe or insert the card into card readers at checkout. The funds will be directly withdrawn from your PayPal balance in seconds, meaning you don‘t need to have a linked bank account or carry a debit card from your bank. It‘s a very convenient way to pay if you prefer using your PayPal wallet over traditional cards.

Paying with PayPal at Walmart checkout

How PayPal Compares to Walmart Pay

Walmart has their own proprietary contactless payment system called Walmart Pay, which allows you to pay in-store using the Walmart app.

However, PayPal differs in some key ways:

  • Works Anywhere – PayPal cards can be used at any retailer‘s stores, not just Walmart. Walmart Pay only works at Walmart.

  • Funding Sources – PayPal can pull funds from your bank account, debit/credit cards. Walmart Pay is linked to a debit/credit card.

  • Cash Access – PayPal allows cash withdrawals from ATMs. Walmart Pay does not offer cash access.

So PayPal provides greater flexibility and cash access compared to Walmart‘s own digital wallet.

Pros of Using PayPal at Walmart

There are several benefits to paying with PayPal at Walmart locations:

  • No bank account needed – With a PayPal card, you don‘t need to provide any bank account details.

  • Convenience – Payments happen in seconds by tapping your card. No need to pull out your wallet.

  • Buyer Protection – Eligible purchases have buyer protection against fraud or non-delivery.

  • No foreign transaction fees – PayPal does not charge extra fees for international use. Great for travel.

  • Cash access – Withdraw cash from your PayPal balance at ATMs with their debit card.

Can I Pay With PayPal Online at

Absolutely! When checking out on or in the Walmart app, PayPal is one of the accepted payment options.

PayPal checkout on

Simply select PayPal at checkout and log into your account to complete the purchase. Your PayPal balance, linked cards or bank account can all be used to pay this way. It‘s an easy and secure option for online Walmart shopping.

The process is straightforward:

  1. Add items to cart and proceed to checkout on

  2. Select "PayPal" under payment options

  3. Log into your PayPal account if prompted

  4. Review purchase and confirm PayPal payment

  5. Receive confirmation email from Walmart and PayPal

Can I Deposit/Withdraw Cash from PayPal at Walmart?

In recent years, Walmart has partnered with PayPal to allow cash deposits and withdrawals from PayPal accounts within many Walmart stores across the country.

Here‘s how it works:

  • Cash Deposits – Using the PayPal app, you can generate a barcode to authorize a cash deposit into your PayPal balance at over 4,700 participating Walmart locations. Take the cash and barcode to any register, and the cashier can scan it to complete the deposit. There is a $3 service fee per deposit.

  • Cash Withdrawals – Through the PayPal app or your PayPal Cash Card, you can withdraw funds from your PayPal balance in cash at over 3,900 Walmart stores. You‘ll pay a $3 service fee per withdrawal.

This integration makes it easy to add or withdraw physical cash to your digital PayPal wallet while shopping at Walmart. Just look for the signs indicating PayPal cash services are available at that store location.

FeatureCash DepositsCash Withdrawals
PayPal App Required?YesNo – works with Cash Card
Walmart Locations Supported4,700+3,900+
Transaction Fee$3 per deposit$3 per withdrawal

Being able to directly deposit cash into their PayPal account enables customers to gain access to money faster. It also provides financial inclusion for underbanked individuals through services right at Walmart.

Recent Developments

In August 2022, Walmart and PayPal announced an expansion of their partnership focused on increasing access to the digital economy.

Key goals include:

  • Enable customers to pay with PayPal‘s "Pay in 4" service at Walmart online

  • Connect PayPal and Walmart rewards accounts for unified earning/redemption

  • Develop educational initiatives to help build financial skills

The partnership aims to provide an integrated omnichannel experience across in-store and digital, making PayPal even more seamless at Walmart.

Conclusion: PayPal is a Great Payment Option at Walmart

In summary, while some limitations exist around contactless payments, PayPal can be used seamlessly for purchases at Walmart in-store and online. Between PayPal cards, the app, cash services, and online checkout, Walmart offers a variety of ways to use your PayPal account for shopping.

PayPal‘s buyer protection, ease of use, and ubiquity make it a preferred payment method for many customers. With Walmart‘s store network and PayPal‘s digital wallet, the partnership aims to provide inclusive financial services and omnichannel experiences going forward.

Next time you shop at Walmart, consider leaving your wallet at home and paying with mobile PayPal instead for simplicity, security, and convenience.

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