Can You Buy Gift Cards With Kohl‘s Charge Cards in 2024? Everything You Need To Know

Kohl’s is one of the biggest department store chains in the country, with over 1,100 locations across 49 states. Like many major retailers, Kohl’s offers customers a branded credit card – the Kohl’s Charge Card. This card provides perks like earning rewards on purchases and special discounts. But can you use it to buy gift cards? Let’s take a detailed look at whether Kohl‘s Charge Cards can be used to purchase gift cards.

Overview: Purchasing Select Gift Cards Is Possible

The short answer is yes, Kohl’s Charge Card holders can buy certain gift cards in-store and online. However, there are specific limitations depending on the type of gift card.

Kohl’s Cards can only be used to purchase Kohl’s-branded gift cards and select third-party gift cards sold directly by Kohl‘s. Based on Kohl’s gift card policy, its cards cannot be used to buy third-party seller gift cards on Kohl’s website.

This differs from other major retailers like Walmart and Target that allow their store cards to purchase all gift cards in their assortment. So Kohl’s policy is more restrictive.

Earning Rewards: Gift Cards Purchases Don‘t Qualify

One key limitation to understand is that buying gift cards with a Kohl’s Card does not earn Kohl’s Cash rewards or Yes2You loyalty points. That’s because gift cards are not classified as Kohl’s merchandise under their rewards program terms.

However, if the gift card is used later to buy merchandise at Kohl’s, that transaction would earn rewards normally. The initial gift card purchase itself does not qualify.

This is standard practice among retailers that offer branded credit cards — purchases of gift cards typically don’t earn points or cash back since the funds aren’t being spent directly with the retailer.

Gift Card Types Available for Purchase with Kohl‘s Cards

To break things down further, here are the specific types of gift cards that can and cannot be purchased with a Kohl’s Charge Card:

Kohl‘s Gift Cards

Any gift card that can be directly redeemed for Kohl’s merchandise, whether physical or digital, is eligible for purchase with a Kohl’s Charge Card.

Select Third-Party Gift Cards

Popular third-party gift cards available at Kohl‘s locations and Kohls.com that can be purchased with a Kohl‘s Card include:

• Starbucks
• Target
• Amazon
• PlayStation
• Xbox
• AMC Theatres
• And more (see Kohl‘s website for full list)

However, there is an important exception…

No Third-Party Seller Gift Cards

Gift card inventory sold through third-party sellers on Kohl’s website cannot be purchased with Kohl’s Cards. This is per Kohl’s policy.

Only gift cards directly sold and fulfilled by Kohl’s are eligible for purchase with their credit card. So make sure to verify the seller when buying third-party gift cards online.

Saving on Gift Cards with Kohl‘s Card Discounts

Another common question is whether Kohl’s Charge Card discounts and promotions apply when purchasing gift cards.

The answer is yes! While rewards cannot be earned, any available dollar-off discounts or sitewide promotions for Kohl’s Cardholders would also apply to a qualifying gift card purchase.

For example, if Kohl’s is running a 30% off coupon for cardholders, that discount could be applied to gift cards bought in-store or online with a Kohl’s Charge Card.

So while rewards are excluded, Kohl‘s Cards can still offer some savings on gift card purchases during promotional events.

The Bottom Line: Options Exist with Limitations

At the end of the day, Kohl’s does allow its Charge Cards to buy Kohl‘s and select third-party gift cards, with some restrictions. The biggest caveats are that rewards cannot be earned, and third-party seller gift cards are excluded.

But in general, Kohl’s Card holders do have the option of purchasing gift cards to enjoy savings or give as gifts. Understanding the limitations is key, but the program offers more flexibility than some competitor loyalty cards when it comes to gift card purchases.

So next time you’re shopping at Kohl’s, know that it is possible to buy certain gift cards using your Kohl’s Charge Card! Just be aware of the restrictions.