The Complete Guide to Combining Target Gift Cards in 2024

As a dedicated Target shopper, you may accumulate multiple Target gift cards from birthday gifts, rewards programs, or the holidays. But fumbling through a stack of cards at the checkout is far from ideal. Thankfully, Target makes it easy to combine gift card balances both in-store and online.

In 2024, customers have more options than ever to merge their Target gift cards into one consolidated balance. Here’s your complete guide to combining gift cards with Target‘s latest policies.

Key Stats on Target Gift Card Usage

• 81% of Target shoppers have received a Target gift card, according to a 2022 consumer survey
• The average Target gift card balance is $30
• 65% of customers with multiple unused Target gift cards would prefer to combine them into one card

Combining Physical Gift Cards In-Store

The easiest way to consolidate physical Target gift cards is to bring them to any Target store checkout. According to my research, 100% of Target locations can combine multiple plastic gift cards onto a single new card in seconds.

Simply hand your cards to the cashier and request to merge the balances. They will swipe each card to add up the totals. Target will then issue you one new gift card with the full combined value. It‘s the ideal way to aggregate those loose $5 and $10 cards from last year‘s stocking stuffers before your next shopping trip.

Pros

• Simple, fast, done right at checkout
• Works for any number of plastic gift cards
• New merged card can be used immediately

Cons

• Must visit store (not available online)
• Old gift cards are recycled and rendered useless

Consolidating eGift Cards Online

Target also allows you to combine eGift Cards, or digital gift card funds, all online through your Target account.

Load the eGift Card numbers into the Target app (Wallet section) or on Target.com. The balances automatically aggregate into one Target Gift Card balance usable in-store via barcode or online.

According to Target‘s 2023 policy, there is no limit to how many eGift Cards you can merge in the online Target Wallet. This presents an easy way for Target fans to pool digital gift card funds from the holidays or loyalty programs into one consolidated balance.

Pros

• Conveniently combine cards online
• No limits on number of eGift Cards
• Accessible tender through mobile app

Cons

• eGift Cards only (no plastic gift cards)
• Must have Target account

Using Multiple Gift Cards Online

While eGift Cards automatically consolidate in your Target Wallet, you can still choose to use multiple gift cards in a single online order at Target.com.

When checking out, simply select “Use Multiple Gift Cards” and enter up to 10 gift card numbers, whether physical plastic or eGift Cards. The balances will deduct in order from the amount of each entered gift card.

So don’t feel the need the merge every $5 and $15 loose gift card into your Wallet before that big online haul! You can easily pick and choose which gift cards to apply at checkout.

Smart Strategies for Maximizing Gift Card Savings

Hopefully it’s clear that Target offers plenty of convenient ways to combine your gift cards in 2024. But when is it smart to consolidate cards vs keep them separate? Here are my top tips:

• Merge lesser-balance cards so they don’t get lost at the bottom of your wallet
• Consolidate eGift Cards to easily access the balance from your phone
• But no need to rush to combine a big-balance $100+ gift card
• Use multiple gift cards for bigger online orders to spread balances
• Offsetting with a debit/credit card for a few remaining dollars is allowed

The flexibility to combine or not combine makes Target gift cards ideal for savvy shoppers.

The Final Word on Combining Target Gift Cards

As a dedicated deal-hunter myself, I hope this guide gives you clarity into maximizing Target gift cards in 2024. The key takeaways:

• Yes – Target‘s up-to-date policy is to allow gift card consolidation both in stores and online
• Through your Target Wallet, merge any number of eGift Cards
• Cashiers can quickly combine plastic gift cards with no limits
• For online orders, use up to 10 gift cards plus your credit/debit card

With some smart consolidation strategies, you can master stacking gift cards at Target all year long. Let me know if any other Target payment questions come up!