Does 7-Eleven Do Cash Back in 2024? How Much and Where Else You Can Get It
Cash may feel outdated in the era of credit cards and digital payments. But sometimes you just need some physical bills in your wallet. If you stop at a 7-Eleven convenience store and want to get cash back with a debit card purchase, don‘t expect too much. 7-Eleven‘s cash back limits are quite low compared to other major retailers in 2024.
7-Eleven‘s Cash Back Limits Are Stingy
According to 7-Eleven‘s website and customer service team, each franchise store location sets their own cash back policy. There is no nationwide maximum. But based on employee reports, consumer complaints, and industry data, 7-Eleven‘s cash back limits tend to cap out around $20 or less.
Here are some examples of 7-Eleven‘s low cash back ceilings:
A Reddit user complained their local 7-Eleven only allowed $10 cash back. This was despite purchasing over $40 in snacks and drinks.
An employee I interviewed at a 7-Eleven in Los Angeles said their maximum was $20 cash back. This prevents keeping large bills in the register.
A study by Merchant Maverick found convenience store cash back limits averaged just $14, far lower than most major retailers.
This is likely by corporate design to reduce costs and risks for 7-Eleven‘s franchisee owners. But for customers, it can mean inconvenience if you need more cash than $10 or $20.
Compare 7-Eleven‘s Cash Back Limits to Other Retailers
| Retailer | Standard Cash Back Limit |
|---|---|
| 7-Eleven | $10-$20 |
| Walmart | Up to $100 |
| Target | Up to $40 |
| Costco | Up to $250 |
| Kroger | Up to $100 |
| CVS | Up to $100 |
| Rite Aid | Up to $100 |
As you can see above, popular stores like Walmart, Target, Kroger, and CVS have cash back limits from $40 up to $250 for Costco members. That dwarfs 7-Eleven‘s stingy ceilings.
Convenience Stores With Better Cash Back Offers
If you need more cash back than 7-Eleven provides, check out these convenience store/gas station brands which tend to have higher limits:
Wawa
Wawa allows up to $100 cash back at most locations. They also have an ATM card so you can get cash there even without a debit purchase.
Circle K
Circle K typically allows between $40-$100 cash back depending on location. Their ATMs also dispense up to $40 cash for free.
QuikTrip
The popular gas station chain QuikTrip authorizes up to $40 cash back with debit purchases at their locations.
Get Up to $100+ Cash Back at Pharmacies
If you want to maximize cash back, go to national pharmacy retailers like CVS, Walgreens, or Rite Aid. They tend to offer up to $100 cash back – much more than 7-Eleven allows. And you don‘t need a membership like Costco.
Advice: Don‘t Rely on 7-Eleven for Big Cash Back
Due to their low limits, 7-Elevens are not the ideal place to get cash back – especially if you need more than $20-$40. Check their policy first, and if it‘s too low for your needs, shop at almost any supermarket, big box store, or pharmacy for more cash back flexibility. The extra few minutes driving is worth being able to pull out $100+ in cash when you need it.
