Does Costco Optical Take Insurance in 2024? [Full Guide]
It‘s time for your annual eye exam, and you‘re considering booking at your local Costco Optical because of their affordable prices and variety of stylish frames. But does Costco Optical actually accept vision insurance?
As a consumer retail expert, I can tell you that Costco Optical accepts most major vision insurance plans. However, verifying that your specific insurance provider and plan is accepted is an important first step.
Below you‘ll find a comprehensive guide on Costco Optical‘s insurance acceptance, typical pricing, booking appointments, and more key information for 2024.
Vision Insurance Accepted at Costco Optical
Costco Optical accepts the following major vision insurance providers:
- VSP
- EyeMed
- Aetna
- Cigna
- Humana
- UnitedHealthcare
- and more
Over 75% of all vision insurance plans are accepted at Costco Optical locations across the United States.
However, Costco Optical operates on a location-by-location basis regarding insurance acceptance. It‘s critical to verify with your local Costco Optical that they accept your specific insurance plan prior to your appointment.
You‘ll also want to check that your plan has Costco Optical listed as an in-network retail provider.
Verifying Your Insurance Acceptance
To confirm that your vision insurance and plan are accepted, simply call ahead to your local Costco Optical department. Alternatively, you can contact your vision insurance provider‘s member services line directly.
Having the following information on hand will help facilitate the verification process:
- Insurance member ID number
- Plan name
- Policy holder‘s full name
Both Costco and your vision insurance provider should be able to quickly look up your plan details and confirm if Costco Optical is listed as an in-network retail eyewear provider.
What to Expect: Costco Optical Pricing & Services
With insurance, Costco Optical will work directly with your vision insurance company to manage coverage, claims, and determine out-of-pocket pricing for exams and eyewear.
Typical insured pricing includes:
| Service | Average Insured Price |
|---|---|
| Comprehensive Eye Exam | $0-$30 copay |
| Frame Allowance | $100-$150 |
| Lenses Allowance | Varies |
Without insurance, exams cost $50-$100 plus affordable prescription glasses and contacts for sale.
On average, savings of up to 25% can be achieved on exams and eyeglasses by using existing vision insurance benefits at Costco Optical.
Booking Your Costco Optical Appointment
Costco Optical appointments are required – no walk-ins allowed.
To book an exam or eyewear fitting, simply call your local Costco warehouse store and select the optical department when prompted.
Provide the following appointment details:
- Preferred date/time
- Vision insurance information
- Services needed (exam only, glasses/contacts after exam)
Costco optical departments are open 7 days a week with weekday and weekend availability.
What to Expect at Your Eye Exam
During a standard Costco Optical eye exam, you can expect the following tests to measure full ocular health and vision accuracy:
Ocular Health Assessment
- Eye pressure
- Retina evaluation
- Lens fluid evaluation
- Visual sharpness tests
Vision Correction Assessment
- Near/distance vision tests
- Eyeglass prescription updates
- Screenings for presbyopia, astigmatism
A comprehensive Costco eye exam takes ~45 minutes to an hour to fully complete both health and vision screenings.
If you also require new eyewear, plan for up to 2 hours in the optical department.
Costco Membership Still Required
While Costco accepts vision insurance for exams and eyewear costs, a Costco warehouse membership is still required to access these optical services. A membership is $60 annually.
However, if you don‘t have a membership, you can accompany any friend/family with an active membership to also receive Costco Optical‘s services. Or consider getting a membership yourself to access all the perks!
The Verdict: Consider Costco Optical as Your Eyecare Provider
In summary – yes, Costco Optical accepts most major vision insurance plans and makes for an excellent in-network eyecare provider option.
Their optical departments offer affordable eye exams with insurance averaging just $20 out of pocket.
Plus, access to discounted designer eyewear brands with lens coatings and other specials.
Just be absolutely sure to verify your specific vision insurance acceptance by calling ahead before your visit. This will prevent any unnecessary headaches or surprise bills!
Focusing your eyes on savings? Then Costco Optical deserves your consideration.
