Does Murphy Gas Take Apple Pay in 2024? (Full Guide)

As a payments industry analyst, I get this question a lot – "Can I pay with my iPhone at the gas pump?" In 2024, acceptance of contactless payments like Apple Pay is growing, but not universal. According to recent surveys, 73% of convenience stores now take contactless payments. However,enablement can vary by merchant, store location, and even individual pumps.

So does Murphy USA, one of the largest gas and convenience chains with over 1,650 locations, accept Apple Pay in 2024? The answer is yes, Apple Pay is enabled at most Murphy Gas stations now, but it‘s important to verify before filling up.

Below I‘ll explain exactly how to check if a Murphy Gas location takes Apple Pay, walk through the payment process, look at other accepted payment types, and examine wider industry adoption trends:

Verifying Apple Pay Acceptance at Murphy Gas Locations

Based on Murphy USA‘s website and my industry sources, most Murphy Gas stations should now accept Apple Pay and other contactless wallet payments like Google Pay. However, I still recommend taking a minute to verify acceptance before you fill up to avoid any hiccups:

Ways to Check for Apple Pay:

• Look for Apple Pay decals on the pump: Murphy Gas pumps with Apple Pay capability should have clear branding
• Check Apple Maps app: Search the location – if you see the Apple Pay logo, you‘re good to go
• Try a small purchase first: Buy a snack in the attached store to test if Apple Pay works at that site
• Call ahead to verify: Speak to the station attendant to confirm if they take mobile payments

If you don‘t see indicators that Apple Pay is supported or want confirmation, try one of the above checking steps before pumping gas to be safe.

How to Pay for Gas with Apple Pay at Murphy USA

Once you‘ve confirmed Apple Pay acceptance, actually paying at the pump is very quick and easy:

1. Wake your iPhone and open Apple Wallet or double-click your Apple Watch side button
2. Hold your device near the NFC reader on the gas pump
3. When prompted, use Face ID or Touch ID to authorize the payment
4. The charge will process automatically once verified, usually within seconds

Paying with Apple Pay is not only fast, but also more secure than using a physical credit or debit card according to payments experts. The unique encrypted token transmitted via Apple Pay means your actual card details stay protected.

Alternative Payment Methods Accepted at Murphy Gas

In addition to Apple Pay and other contactless payments, Murphy Gas accepts:

• Major credit and debit cards (Visa, Mastercard, Amex, Discover)
• Select fleet fuel cards for business accounts
• Murphy USA gift cards and merchandise credit
• Walmart gift cards and Walmart credit cards
• Murphy USA-branded credit card
• Cash

The variety of options provides flexibility in case you arrive at a pump that doesn‘t accept Apple Pay for any reason. Murphy Gas also offers a discount gas program through their Murphy Drive Reward card which saves dedicated customers up to $.15 per gallon.

Apple Pay Adoption in the Gas Station Industry

Across major gas station brands, adoption of contactless payments is rising quickly thanks to consumer demand for speed and simplicity:

I expect contactless payment acceptance to be nearly universal at gas stations by 2025 based on current growth trends. Major investments by merchants in new payments hardware and consumer preference for mobile wallets are fueling rapid expansion.

So in summary – yes, you can pay with Apple Pay at most Murphy Gas pumps now, but double check for peace of mind. Reach out if any other gas station or contactless payment questions!