Does Sam‘s Club Accept Google Pay & Samsung Pay in 2024? A Payments Expert‘s Guide

Contactless payments have exploded in popularity recently, with mobile payment volume expected to hit $12.65 trillion globally by 2025 according to ResearchAndMarkets. As consumer adoption of digital wallets like Google Pay and Samsung Pay accelerates, retailers must increasingly support these new methods. So what is the latest on options for paying at Sam‘s Club?

As a payments industry professional, I‘ve done extensive research into what customers can use for in-store and online purchases at Sam‘s Club this year. Here are the details:

Samsung Pay

Sam‘s Club has accepted Samsung Pay for in-store shopping for years already. Customers can continue using it at checkout stands across all Sam‘s Club locations as of 2023.

However, it‘s important to note Samsung Pay does not work for placing online orders directly through SamsClub.com. You‘ll need to enter debit/credit card details for ecommerce transactions.

Google Pay

Unfortunately, Sam‘s Club still does not directly take Google Pay for any purchases as of 2023 whether in-store or online.

The likely key reason comes down to the higher fees involved compared to traditional payment methods. Based on CardFellow‘s 2022 Credit Card Processing Fees survey, Google Pay transactions incur interchange fees around 2.4% plus $0.15 per transaction. This exceeds rates for standard Visa/Mastercard debit and credit transactions by a significant margin. As a warehouse club, keeping costs low is crucial for Sam‘s Club‘s positioning.

However, I have excellent news for Google Pay users who shop at Sam‘s Club! There is a handy workaround…

Shopping Sam‘s Club via Instacart with Google Pay

Instacart, the popular grocery delivery app, provides an officially sanctioned integration that enables Sam‘s Club shopping online.

The beauty for buyers is that Instacart accepts Google Pay. By simply adding your Google Pay account as a payment method within the Instacart app, you can purchase any items from Sam‘s Club stores and have them delivered straight to your doorstep.

Here is an easy step-by-step guide to shop at Sam‘s Club using Google Pay on Instacart:

  1. Download the Instacart app on your mobile device or visit Instacart.com
  2. Sign-into your account, or create a new one if you aren‘t already registered
  3. Add Google Pay account on the Payments page under Settings (make sure it is not linked to PayPal)
  4. Search for your local Sam‘s Club store and browse available inventory
  5. Add desired items to your cart
  6. Select Google Pay at checkout to complete order with contactless payment method!

It only takes a few taps, and your full Sam‘s Club order will arrive at your home within hours via Instacart‘s convenient same-day delivery or pickup options.

Other Digital Payment Options Supported by Instacart

In addition to Google Pay, Instacart also accepts all major credit cards plus the following additional digital wallets:

  • Apple Pay
  • Samsung Pay
  • China UnionPay
Payment MethodAccepted by Instacart?
Google PayYes
Samsung PayYes
Apple PayYes
Credit CardsYes
Debit CardsYes
PayPalNo

The Bottom Line

While Sam‘s Club itself does not directly take Google Pay still in 2024, leveraging Instacart provides a great way to enjoy seamless checkout and payment. And Samsung Pay users can tap and pay right at Sam‘s Club registers.

I hope this detailed overview gives clarity and expert advice around using the most innovative payment methods for Sam‘s Club purchases this year! Let me know if any other questions come up.

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