Does TJ Maxx Accept Google Pay & Samsung Pay in 2024?
With over 1,200 stores across the United States, TJ Maxx is a leading discount retailer where bargain shoppers flock for name-brand apparel, home goods, and more at up to 60% off department store prices. But with the rising popularity of contactless and mobile payments, shoppers want to know – can you use convenient options like Google Pay and Samsung Pay at TJ Maxx?
I did extensive research on TJ Maxx‘s payment methods, and here‘s what you need to know about using mobile wallets and contactless payments at this discount chain.
The Benefits of Mobile Payments
Mobile payment apps like Google Pay and Samsung Pay offer several advantages over old-fashioned cash and cards:
Convenience: Payments take seconds by tapping your phone or scanning a QR code. No need to dig out your physical wallet.
Security: Mobile payments are encrypted for protection, and you can disable or wipe your device remotely if lost or stolen.
Rewards integration: Store loyalty program membership cards can be stored within apps.
Budgeting: It‘s easy to view spending history and receipts in one place.
With growing adoption of smartphones, mobile payments are hugely popular. According to an Accenture survey, 79% of US consumers already use a mobile wallet. And the global mobile payments market is expected to grow from $1.48 trillion in 2019 to over $12 trillion by 2027, per Statista.
Can You Use Google Pay and Samsung Pay at TJ Maxx?
Unfortunately, as of January 2023, you cannot use Google Pay or Samsung Pay for purchases at TJ Maxx in stores or online.
The only contactless payment method currently accepted at all TJ Maxx locations is Apple Pay. TJ Maxx also accepts traditional payment methods like credit cards, cash, and checks.
Here‘s a breakdown of every payment type accepted:
| Payment Method | In Stores | Online |
|---|---|---|
| Credit/Debit Cards | Yes | Yes |
| Apple Pay | Yes | Yes |
| Google Pay | No | No |
| Samsung Pay | No | No |
| TJX Rewards Credit Card | Yes | Yes |
| Gift Cards | Yes | Yes |
| Checks | Yes | No |
| Cash | Yes | No |
| PayPal | No | Yes |
How Does Apple Pay Work at TJ Maxx?
To use Apple Pay in TJ Maxx stores, simply hold your iPhone near the contactless reader during checkout. Confirm the payment using Face ID, Touch ID, or your passcode. It‘s the same process for paying with an Apple Watch.
Online, look for the Apple Pay logo during the checkout process and select it as your payment method. Confirm with a scan or code on your compatible iPhone or iPad.
Why Isn‘t TJ Maxx Accepting More Mobile Payments Yet?
With mobile payment adoption accelerating, why is TJ Maxx slow to adopt options beyond just Apple Pay? There are a few possible reasons:
Cost of technology upgrades: TJX has over 1,200 US stores that would require NFC readers and backend upgrades to enable more mobile wallet support. These hardware and software upgrades likely require significant investment.
Challenging to implement across brands: TJ Maxx, Marshall‘s, HomeGoods, and Sierra all operate differently, making large-scale tech rollouts more complex.
Security concerns: TJX suffered a major data breach in 2006. The company may be taking a cautious approach to mobile payment security vulnerabilities.
Focus on physical retail presence: As an off-price brick-and-mortar retailer, TJX‘s priority is likely on in-store experience rather than mobile transactions.
Where Can You Use Google Pay and Samsung Pay?
While you can‘t tap into Google Pay or Samsung Pay savings at TJ Maxx (yet), there are many large retailers that do accept these contactless mobile wallets, including:
- Target
- Walmart
- Kroger
- Best Buy
- Macy‘s
- Starbucks
- CVS
Check your Google Pay or Samsung Pay app to find all shops, restaurants, and grocery stores nearby that accept each service. Or look for the contactless payment logo at checkout.
When Will TJ Maxx Accept Google Pay and Samsung Pay?
While TJ Maxx has not announced plans to accept Google Pay or Samsung Pay at this time, consumer demand for mobile payment options will likely compel them to adopt these services more widely in the future.
But for now, TJ Maxx shoppers will need to stick to traditional credit cards, cash, checks, or Apple Pay when shopping for discounted designer brands and home accessories.
The Bottom Line
TJ Maxx does not currently accept Google Pay or Samsung Pay in any of its 1,200+ US stores or on its website. The discount chain is lagging behind competitor retailers who accept multiple mobile wallet apps and contactless payments.
But Apple Pay is accepted both in stores and online if you want to pay with your iPhone. Otherwise, be sure to bring your physical credit or debit card when seeking those bargain buys at your local TJ Maxx, Marshall‘s, HomeGoods, or Sierra.
