Does TJ Maxx Take American Express In 2024? (Full Guide)
As an avid TJ Maxx shopper, you‘ve likely found some incredible deals on designer brands at a fraction of department store prices. But when it comes time to check out, you may be wondering: does TJ Maxx take American Express?
The good news is that yes, TJ Maxx happily accepts American Express cards both online and in-stores in 2024. This handy guide will provide you with everything you need to know about using your AmEx card at TJ Maxx and getting the most value from your purchases.
Key Benefits of Paying With American Express
American Express offers cardholders some excellent benefits and rewards for their spending. Here are some of the key advantages of paying with an AmEx card at TJ Maxx:
Earn rewards: Most AmEx cards offer Membership Rewards points or cash back on purchases. For example, the AmEx Blue Cash Preferred offers 6% cash back at US department stores.
Purchase protection: Eligible purchases are covered for 90 days against damage or theft, up to $10,000 per occurrence.
Extended warranties: Extend original manufacturer warranties by up to 1 extra year on warranties of 5 years or less.
Exclusive deals & offers: AmEx partners with retailers to offer cardholder-only deals and savings.
According to American Express, the average cardmember enrolled in the Membership Rewards program earns over $500 in redeemable points annually.
Payment Options at TJ Maxx
TJ Maxx accepts nearly every major credit card and payment type. Here‘s an overview of what‘s accepted:
| Payment Method | In-Store | Online |
|---|---|---|
| American Express | Yes | Yes |
| Visa | Yes | Yes |
| Mastercard | Yes | Yes |
| Discover | Yes | Yes |
| TJX Rewards Credit Card | Yes | Yes |
| Apple Pay | Yes | No |
| Google/Samsung Pay | No | No |
| PayPal | No | Yes |
| Gift cards | Yes | Yes |
| Cash | Yes | No |
| Check | Yes | No |
As you can see, AmEx cards are accepted equally in-store and online, giving you the flexibility to use your rewards anywhere you shop at TJ Maxx.
Maximize Savings With the AmEx Platinum Card
One of the best AmEx cards for TJ Maxx shoppers is the American Express Platinum Card. It offers a whopping 5 Membership Rewards points per dollar spent at department stores like TJ Maxx (on up to $15,000 in spending per year).
Based on TJ Maxx‘s average transaction size of $46 according to JLL Research, you could earn over 230 Membership Points on a typical TJ Maxx run.
At TJ Maxx‘s everyday savings of up to 60%, the Platinum Card helps you maximize rewards on already discounted prices. The points can then be redeemed for gift cards, travel, merchandise, and more.
Enjoy AmEx Offers & Savings
In addition to earning points, AmEx Platinum and Gold cardholders get exclusive access to special discounts and coupon offers at major retailers through the American Express Offers program.
Offers are typically identified by an Offer Code and require "adding" the offer to your specific card. Currently, there are no additional TJ Maxx discounts available, but be sure to check back frequently for any updates.
The Bottom Line
For bargain shoppers who love scoring deals at TJ Maxx, paying with an AmEx credit card is an excellent way to earn rewards and maximize savings. You can freely use American Express cards both online and in-stores to benefit from purchase protection, exclusive deals, and perks like Membership Rewards points. The Platinum Card is ideal to rack up points for all your TJ Maxx runs in 2024!
