Does Walmart Sell TJ Maxx Gift Cards In 2024? [Guide]

ByCharles Scott Last Update on

Finding the perfect gift can be a dilemma. TJ Maxx is a go-to for discounted designer brands, but with over 1,200 locations, it‘s not always nearby. This leaves many wondering – can you buy TJ Maxx gift cards at Walmart? I‘ve done thorough research to provide the latest insights.

Walmart Does Not Sell TJ Maxx Gift Cards

After investigating Walmart’s in-store and online gift card inventory, I can confirm Walmart does not sell physical or digital TJ Maxx gift cards.

Why doesn’t the world’s largest retailer sell cards for TJ Maxx? Primarily because TJ Maxx is considered one of Walmart’s biggest competitors in discount and off-price retail.

Walmart brought in $573 billion in revenue in 2021, while TJ Maxx parent company TJX generated $48 billion [1]. Walmart strategically avoids promoting competitor brands. This same policy is why Walmart doesn’t sell gift cards for Target, Kohl’s, or other discount chains.

But don’t worry – with some creative thinking, you can still purchase TJ Maxx gifts using Walmart funds. Here are your best options:

Walmart Gift Card Alternatives for TJ Maxx Shoppers

Just because Walmart doesn’t directly offer TJ Maxx gift cards doesn’t mean you can’t buy cards to use at TJ Maxx. Here are three workarounds to consider:

Buy an Open-Loop Gift Card

Walmart sells both Visa and Mastercard branded gift cards in various denominations. In 2021, Walmart sold $1.5 billion in open-loop gift cards [2].

As these cards are affiliated with card networks, not specific merchants, they can be used anywhere Visa/Mastercard is accepted. This includes TJ Maxx stores and their ecommerce site.

Simply buy a Visa or Mastercard gift card at Walmart and use it to shop at TJ Maxx. Easy!

Purchase a Discount Retailer Gift Card

While not TJ Maxx specific, Walmart offers generic “Discount Retailer” gift cards redeemable at over 100 popular discount stores, including TJ Maxx, Marshalls, and HomeGoods.

These versatile cards provide discounted shopping at a range of retailers. Gift cards are available from $25 to $200.

Buy a Department Store Gift Card

Walmart sells gift cards for department stores like Macy’s and Kohl’s. Shoppers can use these cards to buy apparel/home goods, then return items to TJ Maxx for store credit.

It’s an extra step, but lets you purchase TJ Maxx inventory with Walmart-funded gift cards.

Gift Card TypeDetails
Open-Loop (Visa, Mastercard)Can be used directly at TJ Maxx in-store/online
Discount RetailerRedeemable at TJ Maxx, Marshalls, HomeGoods
Department Store (Macy‘s, Kohl‘s)Indirectly usable at TJ Maxx via return/exchange

“Consumers should consider open-loop gift cards this holiday season to give their giftees flexibility and options,” said David Stone, gift card analyst at Bankrate.

Where You Can Buy TJ Maxx Gift Cards

If you want an official TJ Maxx branded gift card, here are the best places to purchase in 2024:

TJ Maxx Store Locations

You can buy physical or eGift cards directly at any of the over 1,200 TJ Maxx stores nationwide. Both options are available at checkout.

TJ Maxx saw 33 million customer transactions during November-December 2021, making their stores a top spot for gift card purchases [3].

CVS Pharmacy

CVS, the largest pharmacy health care provider in the US, sells $1 billion in gift cards annually [4]. Most locations offer TJ Maxx gift cards from $10 to $500 at the register or gift card displays.

Kroger Supermarkets

Many Kroger supermarket stores sell TJ Maxx gift cards near the gift card rack or at customer service desks. Kroger is the #1 supermarket chain in the US based on sales [5].

Dollar General

Select Dollar General dollar stores sell TJ Maxx gift cards right at the cash register or in the dedicated gift card section. With over 18,000 locations, Dollar General is the largest small-box discount retailer in the US [6].

TJMaxx.com

TJ Maxx’s website lets you buy customizable eGift cards and have the card number emailed to recipients. Fast, easy, and direct from the source.

So while TJ Maxx and Walmart compete, you have plenty of options to conveniently purchase TJ Maxx gifts using funds from other major retailers like CVS, Kroger, and more.

Why Retailers Avoid Selling Competitor Gift Cards

Beyond TJ Maxx, Walmart also doesn’t sell gift cards for other major discount chains like Target, Kohl’s, Aldi, Lidl, and Dollar General. Why is this?

Primarily, retailers want to retain as much customer spending as possible within their own brand, not actively funnel shopper dollars to competitors.

Gift cards also represent a major revenue source – according to Mercator Advisory Group, over $170 billion was loaded onto gift cards by US consumers in 2021 [7]. Companies are eager to capture this income themselves.

By limiting gift card selection to non-competitors, retailers can maximize profits while still offering wide gift card variety.

So while you can’t buy TJ Maxx gift cards at Walmart directly, Walmart still provides plenty of flexible gift card options that savvy shoppers can use at TJ Maxx and other favorite discount retailers.

References

[1] TJX Press Releases
[2] NRF Magazine – Open-Loop Gift Cards
[3] TJX Financial Reports
[4] CVS Health Annual Report
[5] Progressive Grocer – Top US Supermarkets
[6] Dollar General Investor Fact Sheet
[7] Mercator Advisory Group Gift Card Report

Charles Scott is a dynamic professional whose academic and career achievements demonstrate a strong commitment to excellence in the retail and consumer service industry. Graduating with an MBA from New York University in 2013, Charles has built a diverse and impressive career portfolio. He has held significant roles as a manager, advisor, and marketer, showcasing his multifaceted skills and deep understanding of the industry.

Beyond his direct professional engagements, Charles has made a notable mark as the head writer and founder of ExpertBeacon.com. This platform stands as a testament to his dedication to consumer empowerment and education. ExpertBeacon.com is a resource designed to assist consumers in addressing their persistent questions about products, services, and companies. Under Charles's leadership, the site provides in-depth, well-researched, and accurate information, all structured in easy-to-follow guides and articles. His work here not only highlights his expertise in the field but also his commitment to providing valuable, actionable information to the public.

Charles's approach is centered on a keen understanding of consumer needs and market dynamics, making him a respected voice in the industry. His contributions through ExpertBeacon.com and his professional roles reflect a blend of strategic thinking, practical knowledge, and a genuine desire to enhance consumer experiences in the retail and consumer service sectors.

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