How Do I Report My Vanilla Card Stolen?

If you believe your Vanilla Visa or Mastercard gift card has been lost or stolen, it is important to report it immediately to prevent unauthorized use. Here is a step-by-step guide to reporting and replacing your stolen Vanilla card.

The first thing you should do is call 1-833-322-6760 to report your Vanilla card stolen. This customer service number is available 24/7. When you call, be prepared to provide identifying details about the stolen card, including:

  • Card number
  • Expiration date
  • Approximate date of last valid transaction
  • ZIP code associated with the card

The customer service representative will then guide you through the process of cancelling the stolen card and issuing a replacement.

Disputing Fraudulent Charges

Unfortunately, cancelling the card still allows any pending transactions to process. You will need to closely monitor your balance and activity to watch for fraudulent charges.

If you spot unauthorized transactions, call the same Vanilla customer service number to dispute the charges. Provide detailed information on which charges are fraudulent so they can start an investigation.

While disputed, you may not have access to the full card balance. Expect resolution of the dispute within 90 days in most cases.

Getting a Replacement Vanilla Card

Cancelling due to theft also involves requesting a replacement card with any remaining funds transferred over. There is typically a $5 fee for replacement cards.

You can request the new card be mailed to your address or delivered digitally for online use immediately. Expect to receive mail-order replacements within 7-10 business days.

Registering your replacement card is highly recommended as an extra precaution against future loss or theft.

Preventing Vanilla Card Theft

To keep your Vanilla gift card secure in the future, follow these best practices:

  • Register your card online or by phone right after purchase
  • Check your balance and transaction history regularly
  • Keep your card details and PIN private
  • Store the physical card securely, such as in a safe
  • Memorize your card number rather than carry a written copy

Following security basics goes a long way towards avoiding issues down the road. But if your card does get stolen again, you can now easily report and replace it.

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