Does Amazon Accept Sezzle in 2024? The Explosive Growth of Buy Now, Pay Later
Sezzle leads the buy now, pay later revolution transforming payments for Gen Z and Millennial shoppers. But despite rapid adoption from retailers big and small does Amazon accept this financing option yet?
What Exactly is Sezzle and How Does It Work?
Sezzle is a payment platform allowing you to split purchases across 4 interest-free installments over 6 weeks. You pay 25% of the total as a down payment upfront, then the remainder in 3 payments once every 2 weeks.
The signup process is quick and simple through Sezzle‘s website or mobile app:
- Enter basic personal, income and employment details
- Pass a soft credit check without impact to your score
- Get approved for a spending limit based on your qualifications
- Add your debit/credit card to enable payments
Sezzle charges merchant fees but most of its service is free for consumers using it responsibly.
Late fees apply if unpaid by the due date. But otherwise there are no hidden costs like interest, annual charges or overlimit penalties. Qualification is also more obtainable than traditional credit cards, especially for younger or credit-building shoppers.
Sezzle rivals similar "pay later" offerings like Affirm, Afterpay and Klarna by focusing on ultra-fast approvals, ease of use across devices, and exceptional support.
Which Major Retailers Accept Sezzle Payments?
While Amazon is not yet directly integrated, Sezzle has seen explosive growth in its retail merchant network. Over 45,000 stores now accept Sezzle online or in-person including:
- Target – Added in 2020 across online purchases and all retail locations
- Walmart – Fully supported through the website and mobile app
- Best Buy – Featured both instore and on BestBuy.com
- Urban Outfitters – Online or any retail outlet
- Lululemon – Across their global ecommerce platform
- Nike – Integrated into Nike.com and the Nike app
Sezzle‘s Vice President of Growth recently said "retailer demand to offer Sezzle is incredible – merchant partners increased over 450% this year as stores recognize BNPL‘s strategic importance both online and offline."
Why Do Shoppers Love Services Like Sezzle?
Buy now, pay later fills an important role in the modern payment ecosystem by powering large purchases without requiring credit cards or available cash. Benefits include:
- 0% interest installment plans – Sezzle has no APR or hidden fees
- Accessible approvals – Requirements beyond a soft credit check are minimal
- Builds credit history – Responsible use helps establish positive records
- Convenient payments – Smaller amounts over 6 weeks easier to budget
- Price transparency – Fixed payment schedule known upfront
- Seamless integration – Easy checkout combining simplicity of cash with flexibility of credit
Sarah K., 26, used Sezzle to finance a MacBook Pro for college when traditional financing wasn‘t an option:
I got approved for a $1,200 limit which was just enough to cover the laptop with tax using the 4-payment split. Even with little credit history the process was really easy through the Sezzle site and Apple honored it like any other payment type. I put down the 25% first then paid $300 every 2 weeks – much more doable than dropping $1,500+ at once!"
Current & Projected Growth of BNPL Globally
The buy now pay later industry has absolutely exploded in transaction volume and total users over the past year. This rapid expansion shows no signs of slowing down according to projections:
| Report | 2022 BNPL Total Value | 2026 BNPL Projected Value |
|---|---|---|
| Juniper Research | $337 billion | $995 billion |
| CB Insights | $120 billion | $576 billion |
| Mordor Intelligence | $94.3 billion | $465.3 billion |
The appetite for installment payment services just keeps exponentially growing. This bodes very well for category leaders like Sezzle as they continue rapidly expanding their retail network.
Expert Recommendations for Consumers
While not yet directly usable on Amazon, finance experts strongly recommend smart shoppers take advantage of Sezzle and competitors in appropriate situations:
Here are 5 insider tips for leveraging BNPL wisely:
- Use Responsibly Based on Your Budget – Don‘t overextend just because it‘s there
- Factor Payments Into Overall Expenses – Keep making on-time payments a top priority
- Focus on Essentials Over Impulse Purchases – Make BNPL work optimally for your needs
- Build Your Credit History – Maintain excellent standing and payment activity
- Enjoy Both Flexibility and Affordability – Sezzle, Affirm et al uniquely offer both
While not directly integrated yet, Amazon adopting Sezzle long-term feels inevitable given its market-leader status and how aggressively top retailers are prioritizing buy now pay later capabilities to match consumer demand in 2024.
For Amazon purchases specifically, Affirm and Klarna present flexible options today. And millions of other online stores make the Sezzle experience absolutely frictionless thanks to lightning-fast approvals and sleek cross-platform execution.
So merchants outside Amazon empower savvy shoppers to enjoy Sezzle‘s 0% interest installments across beauty, fashion, furniture, electronics, home goods, and more everyday categories.
Given the size and influence of retailers accepting Sezzle payments both in-store and online, Amazon resisting the BNPL tidal wave seems a losing long-term proposition.
