Does Walmart Cash Checks on Saturday and Sunday in 2024?
As a retail banking professional, I‘m often asked whether big box stores like Walmart cash checks on weekends. For anyone looking to cash payroll, tax refund, or other checks on Saturdays or Sundays, the good news is that Walmart does provide check cashing services during all open store hours.
Walmart offers a convenient, low-cost way to turn checks into cash when banks are closed. With over 4,700 US locations, they are a go-to weekend option for many check-cashing customers.
When Are Walmart MoneyCenters Open on Weekends?
Saturdays: Most locations are open 7am – 10pm, with MoneyCenters open 8am – 8pm. Some may close an hour earlier.
Sundays: Stores are typically open 9am – 8pm, with MoneyCenters open 10am – 6pm. Hours vary across locations.
Holidays: Reduced hours on major holidays like Easter, Thanksgiving, and Christmas. Many locations closed.
Always check your specific Walmart‘s hours before visiting to cash checks on weekends or holidays.
Step-by-Step: How To Cash Checks at Walmart
Cashing a check at Walmart is quick and easy. Here is the process:
Take your check to the MoneyCenter or Service Desk.
Present current government-issued photo ID.
Provide your phone number and zip code.
Endorse the back of the check with your signature.
Pay the check cashing fee (typically under $5 for checks under $1,000).
Receive your cash on the spot.
The entire process usually takes less than 10 minutes if there is no line.
What Types of Checks Can You Cash at Walmart?
Walmart cashes a wide variety of preprinted check types including:
- Payroll checks
- Tax refund checks
- Personal checks
- Government checks
- Cashier‘s checks
- Insurance settlement checks
- 401k retirement account checks
According to 2021 FDIC data, approximately 5.4% of U.S. households rely on check cashing services. Walmart can meet many weekend cash needs with its broad check acceptance policy.
Walmart Check Cashing Fees and Limits
The fees to cash checks at Walmart on weekends are the same as weekdays:
| Check Amount | Fee |
|---|---|
| Up to $1,000 | $4 |
| $1,001 – $5,000 | $8 |
The maximum check amount is $5,000 ($7,500 during tax season).
No extra fees on Saturdays or Sundays.
Compare this to average bank check cashing fees of 1% – 5% of the check value. Banks also typically have lower maximums around $5,000.
Top Stores That Cash Checks on Weekends
If Walmart is not convenient, other national and regional chains also cash checks on weekends:
- Kroger
- Safeway
- Costco (members only)
- Meijer
- HEB
- Food Lion
- Fred Meyer
- Publix
- Wegmans
Most major grocery store chains offer weekend check cashing but have varying daily limits between $500-$5,000. Confirm check cashing hours before visiting.
Conclusion: Walmart Helps Meet Weekend Cash Needs
For anyone needing cash on Saturday or Sunday from a payroll, tax refund, or other check, Walmart offers a handy weekend solution. Their 4,700+ locations, broad check acceptance policy, and fees well below banks make Walmart a go-to option for convenient, low-cost check cashing. Just be sure to verify your local store‘s weekend MoneyCenter hours in advance.
